Fractional CFO
Turn your numbers into the next decision.
Financial planning and analysis that models the options in front of you: pricing, hiring, investment and growth, so the big calls are made on evidence rather than instinct.
What's included
Analysis aimed at a decision
- Financial modelling for the decisions in front of you
- Scenario and sensitivity analysis on the key assumptions
- Pricing, margin and profitability analysis
- Modelling the impact of hiring, investment and growth
- Clear recommendations, not just a spreadsheet
How we deliver this
The value is in the interpretation
Anyone can produce a spreadsheet. The value is in knowing which numbers matter, testing the assumptions that drive them, and turning that into a clear recommendation. We build the model around the actual decision you are facing, so the analysis earns its place.
Who it is for
Who it is for
Owners facing a significant decision, a price change, a big hire, an investment or a new line, who want it modelled properly before they commit.
See who we helpFrom clients
What clients say
“Moving to Utile completely revolutionised our business. They have made us more profitable, saved us thousands from HMRC. Anyone with an existing company or a start-up should have a conversation with them. They could change your life.”
“The adage of 'you get what you pay for' really rings true. Premium service, well worth paying a little more for peace of mind. I value my time, and Utile have given it back.”
“Came across this company a couple of years ago. Very professional and polite, accounts dealt with promptly. Fantastic value for service.”
“When we set up Bloxbase, I wanted a team that shared our values. Utile were a perfect fit. Great advice from day one, always at the end of the phone. Top team.”
“I am so happy with my new accountants. They go above and beyond. Sam, James and Ellie are all super friendly and an absolute pleasure to work with. Legends.”
“Sam and the team have been amazing helping me with my first tax return. I highly recommend Utile to any new business owners. They make everything so much simpler and stress free.”
“Setting up my business with Utile has been a very smooth process. Very efficient at handling any questions or concerns. Communication with the Utile team has been easy and difficult subjects made understandable.”
“Having struggled to find a good accountancy firm for a long time, it has been great dealing with Utile. Efficient, professional and friendly. 5 stars from me.”
“Sam at Utile was amazing. Sorted my tax rebate from start to finish in a matter of weeks. Shocked. Definitely would recommend to anybody.”
“Moving to Utile completely revolutionised our business. They have made us more profitable, saved us thousands from HMRC. Anyone with an existing company or a start-up should have a conversation with them. They could change your life.”
“The adage of 'you get what you pay for' really rings true. Premium service, well worth paying a little more for peace of mind. I value my time, and Utile have given it back.”
“Came across this company a couple of years ago. Very professional and polite, accounts dealt with promptly. Fantastic value for service.”
“When we set up Bloxbase, I wanted a team that shared our values. Utile were a perfect fit. Great advice from day one, always at the end of the phone. Top team.”
“I am so happy with my new accountants. They go above and beyond. Sam, James and Ellie are all super friendly and an absolute pleasure to work with. Legends.”
“Sam and the team have been amazing helping me with my first tax return. I highly recommend Utile to any new business owners. They make everything so much simpler and stress free.”
“Setting up my business with Utile has been a very smooth process. Very efficient at handling any questions or concerns. Communication with the Utile team has been easy and difficult subjects made understandable.”
“Having struggled to find a good accountancy firm for a long time, it has been great dealing with Utile. Efficient, professional and friendly. 5 stars from me.”
“Sam at Utile was amazing. Sorted my tax rebate from start to finish in a matter of weeks. Shocked. Definitely would recommend to anybody.”
Common questions
FP&A: common questions
Pricing changes, a major hire, an investment, opening a new line or location, taking on funding: anything where the numbers should inform the choice. We build the model around your specific question.
Reporting tells you what has happened. FP&A is forward-looking: it models what could happen under different choices and assumptions, so you can pick the path with the best expected outcome.
Either. Some owners want ongoing analysis as part of the Fractional CFO service, others bring us in for a specific decision. On the free call we work out which fits.
Keep exploring
Related services and reading
Better Data, Better Decisions
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