Main service
Board-level financial leadership, without the full-time cost.
For owners who need more than compliance: management information, forecasting and decision support from a finance partner who knows the numbers as well as you do.
What's included
The numbers, and what to do about them
- Monthly management accounts and KPI reporting
- Cash flow forecasting and scenario planning
- Budgeting and re-forecasting through the year
- Board and investor-ready reporting
- Strategic input on pricing, hiring and growth decisions
How we deliver this
Insight you can steer by, not just accounts you file
Most growing businesses make big decisions on numbers that are months out of date. A fractional CFO changes that: you get board-level financial leadership, forecasting and a clear read on the business every month, so the big calls on pricing, hiring and growth are made with the numbers in front of you rather than behind you.
What's inside
Explore Fractional CFO
Each area has its own page, so you can go straight to the detail you need.
Who it is for
Who it is for
Growing owners who need proper financial leadership and forecasting to make bigger decisions, but are not ready for, or do not need, a full-time finance director.
See who we helpFrom clients
What clients say
“Moving to Utile completely revolutionised our business. They have made us more profitable, saved us thousands from HMRC. Anyone with an existing company or a start-up should have a conversation with them. They could change your life.”
“The adage of 'you get what you pay for' really rings true. Premium service, well worth paying a little more for peace of mind. I value my time, and Utile have given it back.”
“Came across this company a couple of years ago. Very professional and polite, accounts dealt with promptly. Fantastic value for service.”
“When we set up Bloxbase, I wanted a team that shared our values. Utile were a perfect fit. Great advice from day one, always at the end of the phone. Top team.”
“I am so happy with my new accountants. They go above and beyond. Sam, James and Ellie are all super friendly and an absolute pleasure to work with. Legends.”
“Sam and the team have been amazing helping me with my first tax return. I highly recommend Utile to any new business owners. They make everything so much simpler and stress free.”
“Setting up my business with Utile has been a very smooth process. Very efficient at handling any questions or concerns. Communication with the Utile team has been easy and difficult subjects made understandable.”
“Having struggled to find a good accountancy firm for a long time, it has been great dealing with Utile. Efficient, professional and friendly. 5 stars from me.”
“Sam at Utile was amazing. Sorted my tax rebate from start to finish in a matter of weeks. Shocked. Definitely would recommend to anybody.”
“Moving to Utile completely revolutionised our business. They have made us more profitable, saved us thousands from HMRC. Anyone with an existing company or a start-up should have a conversation with them. They could change your life.”
“The adage of 'you get what you pay for' really rings true. Premium service, well worth paying a little more for peace of mind. I value my time, and Utile have given it back.”
“Came across this company a couple of years ago. Very professional and polite, accounts dealt with promptly. Fantastic value for service.”
“When we set up Bloxbase, I wanted a team that shared our values. Utile were a perfect fit. Great advice from day one, always at the end of the phone. Top team.”
“I am so happy with my new accountants. They go above and beyond. Sam, James and Ellie are all super friendly and an absolute pleasure to work with. Legends.”
“Sam and the team have been amazing helping me with my first tax return. I highly recommend Utile to any new business owners. They make everything so much simpler and stress free.”
“Setting up my business with Utile has been a very smooth process. Very efficient at handling any questions or concerns. Communication with the Utile team has been easy and difficult subjects made understandable.”
“Having struggled to find a good accountancy firm for a long time, it has been great dealing with Utile. Efficient, professional and friendly. 5 stars from me.”
“Sam at Utile was amazing. Sorted my tax rebate from start to finish in a matter of weeks. Shocked. Definitely would recommend to anybody.”
Common questions
Fractional CFO: common questions
The financial leadership a full-time CFO would, at the level a growing business needs it: monthly management information, cash flow forecasting, board and investor-ready reporting, and a clear voice in the decisions that shape where the business goes next.
Premium Accounting keeps your numbers clean and your compliance handled. The Fractional CFO service sits on top of that: it is about interpreting the numbers and using them to steer the business, not just producing them.
Not a fixed size, but this suits owners whose decisions have grown bigger than gut feel can safely carry. On the free call we look at whether you would genuinely benefit or whether Premium Accounting already covers what you need.
Better Data, Better Decisions
Book a free 30-minute call and find out if we're the right fit.
Free 30-minute consultation · No obligation · Mon to Fri, 9:00am to 4:30pm