Property portfolios
Accountants for landlords and property portfolios
Property income, the structure you hold it in, and the eventual gain are one picture, not three. We bring them into one view, so the big decisions are planned rather than rushed.
Sound familiar?
You are probably here because
- You hold property personally and are not sure whether a company would be better
- You only see the numbers property by property, never at portfolio level
- Capital gains is something you will think about when you sell, not before
- The portfolio has grown but the accounting has not kept up with it
How we help
What we do for Property Portfolios
Ownership structure
Personal, company or a mix: the right answer depends on your income, your plans and how long you intend to hold. We work through it with you rather than applying a rule of thumb.
Portfolio-level reporting
Reporting across the whole portfolio, so you can see yield and performance property by property and as a whole, and decide what to keep and what to sell.
Capital gains planned early
The decisions that reduce a capital gains bill are made long before completion. We plan for the eventual sale from the point you buy.
Structuring for growth
As the portfolio grows, the structure needs to grow with it. We advise on holding companies and how to add properties without creating a tax problem for later.
From clients
Rated 5.0 by 75 business owners
“Moving to Utile completely revolutionised our business. They have made us more profitable, saved us thousands from HMRC. Anyone with an existing company or a start-up should have a conversation with them. They could change your life.”
“When we set up Bloxbase, I wanted a team that shared our values. Utile were a perfect fit. Great advice from day one, always at the end of the phone. Top team.”
“I am so happy with my new accountants. They go above and beyond. Sam, James and Ellie are all super friendly and an absolute pleasure to work with. Legends.”
“Sam and the team have been amazing helping me with my first tax return. I highly recommend Utile to any new business owners. They make everything so much simpler and stress free.”
“Setting up my business with Utile has been a very smooth process. Very efficient at handling any questions or concerns. Communication with the Utile team has been easy and difficult subjects made understandable.”
“The adage of 'you get what you pay for' really rings true. Premium service, well worth paying a little more for peace of mind. I value my time, and Utile have given it back.”
“Having struggled to find a good accountancy firm for a long time, it has been great dealing with Utile. Efficient, professional and friendly. 5 stars from me.”
“Sam at Utile was amazing. Sorted my tax rebate from start to finish in a matter of weeks. Shocked. Definitely would recommend to anybody.”
“Came across this company a couple of years ago. Very professional and polite, accounts dealt with promptly. Fantastic value for service.”
“Moving to Utile completely revolutionised our business. They have made us more profitable, saved us thousands from HMRC. Anyone with an existing company or a start-up should have a conversation with them. They could change your life.”
“When we set up Bloxbase, I wanted a team that shared our values. Utile were a perfect fit. Great advice from day one, always at the end of the phone. Top team.”
“I am so happy with my new accountants. They go above and beyond. Sam, James and Ellie are all super friendly and an absolute pleasure to work with. Legends.”
“Sam and the team have been amazing helping me with my first tax return. I highly recommend Utile to any new business owners. They make everything so much simpler and stress free.”
“Setting up my business with Utile has been a very smooth process. Very efficient at handling any questions or concerns. Communication with the Utile team has been easy and difficult subjects made understandable.”
“The adage of 'you get what you pay for' really rings true. Premium service, well worth paying a little more for peace of mind. I value my time, and Utile have given it back.”
“Having struggled to find a good accountancy firm for a long time, it has been great dealing with Utile. Efficient, professional and friendly. 5 stars from me.”
“Sam at Utile was amazing. Sorted my tax rebate from start to finish in a matter of weeks. Shocked. Definitely would recommend to anybody.”
“Came across this company a couple of years ago. Very professional and polite, accounts dealt with promptly. Fantastic value for service.”
Where to start
The services that matter most here
Every service is available to every client. These are the ones this kind of business usually leans on most.
Common questions
Property Portfolios: common questions
It depends on your other income, how many properties you plan to hold, whether you need the rental profit to live on, and how long you intend to hold. There is no universal answer, and moving property between the two has its own tax cost, so it is worth planning before you buy rather than after.
Yes, and the earlier the better. The reliefs and decisions that reduce a capital gains bill are largely made before the sale, not at the point of completion.
Yes. Whether it is a handful of buy-to-lets or a larger portfolio held across several entities, the principle is the same: report at portfolio level and plan the tax before the transaction.
Who else we help
Not quite you?
Better Data, Better Decisions
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